
Once your credit is verified by an employer or when you check your own credit line, you can see a mild harmless research your credit report. Software does not cause a drop in your credit score and do not appear when a company checks your credit.
Judgments - Most judgments, including small claims, civil society and support of children, remain on your credit report for seven years from the filing date.
Late payments - If you are late with a payment of 30 to 180 days delinquency may remain on your credit report for 7 years.
Tax liens - city, county, state and federal tax liens are especially harmful and can remain in your credit report indefinitely. Once the levy is paid the record will remain on your credit report for seven years from the date of payment.
You can get your credit report from one of the three credit reference agencies are listed below. Some also offer consumers a secure online access to their credit records.
www.callcredit.co.uk - Follow the links for information from consumers for credit call credit.
www.equifax.co.uk - Follow the links for information consumers get their Equifax credit report.
www.experian.co.uk - Follow the links for information consumers get their credit report from Experian.
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